BUSINESS CREDIT PROFILES [547]

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	547
Experian's Business Credit Profiles

Last Loaded on Web: Tuesday, July 01, 2008

Last Update To Bluesheet: February 1, 2006

Bluesheet Contents PDF version

File Description	Dialog File Data	Special Features	Sample Record	Sort	Rates
Subject Coverage	Database Content	DIALINDEX/OneSearch Categories	Basic Index	Rank
Tips	Document Types Indexed	Contact	Additional Indexes	Report Options
Print Counterparts	Geographic Coverage	Terms and Conditions	Limit	Predefined Format Options

File Description [top]

Experian's Business Credit Profiles, contains the payment history, bankruptcy, tax and legal history, UCC filings, and banking relationships, as well as key facts such as Standard Industrial Classification (SIC) codes, sales ranges, and more for over 10.5 million public and private U.S. businesses.

Experian^® is a global information solutions company that has both business and consumer data. This information is drawn from impartial, third-party sources, and the data is continually verified to ensure accuracy.

Tips [top]

USE FILE 547

to find payment histories on over 10.5 million companies and over 6 million records with UCC filings.

USE /CO OR CO=

to find companies of interest.

USE SC=

to find businesses by SIC code.

USE REPORT

to arrange output in easy-to-read tabular columns.

Subject Coverage [top]

Experian's report may contain the following information:
Executive summary: gives a quick overview of a business’ credit behavior, so you can determine whether or not you need to see more details. The DBT (days beyond terms) and predicted DBT express Experian’s estimation of a company’s potential risk in a single number.
Trade payments: provides a timely and accurate view of a business’ credit performance. Each tradeline represents a unique credit relationship.
Additional payments: includes payment experiences on non-trade accounts, such as leases and bank loans. Also listed here are tradeline data that has not been updated within three months.
Payment totals: summarizes the totals for continuously reported and newly reported tradelines.
Payment trends: uses continuously reported tradelines to indicate changes in payment behavior over the previous six months.
Payment history: represents a 15-month analysis of the payment trends.
Public Record information: presents details of bankruptcies, tax liens and judgements. Experian currently maintains national public record coverage.
UCC Details: Lists the top 10 most recent Uniform Commercial Codes (UCC), including original, amendments or terminations; most recent are displayed first.
Inquiries: summarizes all inquires made on the subject.
Standard and Poor’s Data (S&P): Audited financials are an important indicator of the financial health of publicly held companies. This report provides comprehensive S&P information on the publicly held companies.

Print Counterparts [top]

None

Dialog File Data [top]

Dates Covered:	Current
File Size:	11,587,975 records as of January 2006
Update Frequency:	Weekly

Database Content [top]

Numeric Data

Document Types Indexed [top]

Directories

Geographic Coverage [top]

US Only

Geographic Restrictions [top]

None

Special Features [top]

ERA Available
Graduate Education Program
KWIC and HILIGHT Available
DIALOG Alert Available
REPORT Available

DialIndex/OneSearch Categories [top]

ACRONYM	CATEGORY NAME
CODIR	Company Directories
USCO	U.S. Company Directories

Contact [top]

Business Credit Profiles is produced by Experian. Questions concerning file content should be directed to:

Dialog
The Knowledge Center
11000 Regency Parkway, Suite 10
Cary, NC 27511

Telephone:	919-462-8600
800 Line:	800-334-2564
Fax:	919-468-9890
E-Mail:	dialogcustomer@thomson.com

Terms and Conditions [top]

For Dialog's Redistribution and Archive Policy, enter HELP ERA online. The following terms and conditions also apply.

Experian grants the user the limited right to use the information contained in the Experian Database for the user's own internal use in connection with a business credit transaction and not for resale or redistribution to third parties. Experian's express written permission is required before any portion of this information may be copied or otherwise disseminated to third parties. Experian reserves all right, title, and interest in and to the Experian Database, which is protected under United States copyright laws as well as under international conventions. User is referred to Dialog's published Terms and Conditions for additional restrictions on use of the information contained in the Experian Database.

Experian does not warrant the comprehensiveness, completeness, accuracy, or adequacy for any particular use or purpose of the information contained in the EXPERIAN Database. EXPERIAN EXPRESSLY DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, AS TO ANY MATTER WHATSOEVER, INCLUDING ANY WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE WITH REGARD TO THE TRW DATABASE. EXPERIAN SHALL NOT BE RESPONSIBLE FOR ANY LOSS OR DAMAGE CAUSED AS A RESULT OF THE USE OF THE INFORMATION CONTAINED IN THE TRW DATABASE. YOUR RIGHT TO USE THE INFORMATION CONTAINED IN THE TRW DATABASE IS CONDITIONED UPON YOUR ACCEPTANCE OF THOSE RESTRICTIONS ON USE, DISCLAIMERS WARRANTY AND LIMITATIONS OF LIABILITY.

Dialog Standard Terms & Conditions apply.

SAMPLE RECORD [top]

	`DIALOG(R)File 547:Experian's Business Credit Profiles`
	`(c) 2004 Experian(R). All rts. reserv.`
	`SAMPLE RECORD IS A COMPOSITE - NOT ACTUAL DATA`

AN	`11990924`
/CO, CO=	`SAMPLE COMPANY INC`
CY=, ST=, ZP=	`55334 E WHITE AVE`
	`AUSTIN, TX 78741`
PD=	`Current as of: 05-03-04`
TE=	`Telephone: 510-386-8542`
NO=	`Experian Company Number: T00000000`

ES	`EXECUTIVE SUMMARY`
	`-----------------`
	`Days Beyond Terms (DBT) for this company is: 17`

	`DBT Norms comparisons as of record date.`
	`Average DBT for this Industry is : 8`
	`Average DBT for all Industries is: 7`

	`Historical Payment Guide`
	`6 Month Account Balance range: $1063800 to $1806500`
	`Current total: $1073200`

	`Highest credit extended: $2084300 Median credit: $4800`

TP	`TRADE PAYMENTS`
	`--------------`
BC=	`% of Accounts`
	`--Days Past Due--`
	`Creditor Date Sale Terms High 1- 31 61 91`
	`Category Date Credit Balance Cur 30 60 90 +`
	`------------------------------------------------------------------------`
	`- AIR TRANS 0401 N/A NET 30 $100 $100 0 57 0 0 43`
	`Comment: COLLECTION`
	`= AIR TRANS 0403 0403 NET 30 $28200 $6900 80 2 1 17 0`
	`Comment: SATSFTRY`
	`+ ASSOC 0404 N/A VARIED $483700 $16500 69 31 0 0 0`
	`BUS SERVCS 0401 0312 NET 30 $300 $0 0 0 0 0 0`
	`= BUS SERVCS 0402 N/A NET 7 $600 $600 56 0 44 0 0`
	`CELLUL/PAG 0403 9809 NET 30 $200 $0 0 0 0 0 0`
	`(...reaminder omitted in sample)`

	`Footnotes: + in first column indicates paying faster than industry norm,`
	`less-than or greater-than signs indicate indicate true High Credit or`
	`Balance is less than or greater than shown`

AP	`ADDITIONAL PAYMENTS`
	`--------------------`
	`% of Accounts`
	`--Days Past Due--`
	`Creditor Date Sale Terms High 1- 31 61 91`
	`Category Date Credit Balance Cur 30 60 90 +`
	`------------------------------------------------------------------------`
	`Comment: COLLECTION`
	`COLLAGENCY 0308 0210 $46136 $46136 0 0 0 0 100`
	`Comment: COLLECTION`
	`COLLAGENCY 0404 0107 $33 $33 0 0 0 0 100`
	`Comment: COLLECTION`
	`= AUTO LEASE 0402 N/A VARIED $16100 $1900 100 0 0 0 0`
	`Comment: CUST 4 YR LEASING`
	`(... remainder omitted in sample)`

TO	`PAYMENT TOTALS`
	`--------------`
	`% of Accounts`
	`--Days Past Due--`
	`#of High 1- 31 61 91`
	`Acct Type Act DBT Credit Balance Cur 30 60 90 +`
	`--------------------------------------------------------------`
	`New 65 17 + $4882100 $1068100 27 59 9 3 2`
	`Continous 1 15 $14900 $5100 66 0 34 0 0`
	`Total 66 17 + $4897000 $1073200 27 59 9 3 2`

TR	`PAYMENT TRENDS`
	`--------------`
	`% of Accounts`
	`-- Days Past Due --`
	`Date Account 1- 31 61 91`
	`Mnth DBT Balance Cur 30 60 90 +`
	`-----------------------------------------`
	`0404 18 $1073600 22 65 8 3 2`
	`0403 17 $1245500 20 69 6 3 2`
	`(... remainder omitted in sample)`

HI	`PAYMENT HISTORY`
	`---------------`
	`% of Accounts`
	`-- Days Past Due --`
	`Date Account 1- 31 61 91`
	`Qrtrs DBT Balance CUR 30 60 90 +`
	`-----------------------------------------`
	`1-Q-04 18 $1061600 23 64 8 3 2`
	`4-Q-03 20 $1198400 47 28 17 2 6`
	`3-Q-03 26 $1445900 36 40 6 4 14`
	`(... remainder omitted in sample)`

	`PUBLIC RECORD INFORMATION`
	`=============================`
JD	`JUDGMENTS`
	`---------`
	`Date`
	`Filed Legal Action Document # Document Location Liability`
	`---------------------------------------------------------------------------`
	`020118 JUDG-FILED 010337SH HAWAII COUNTY DISTRI $9413`
	`Plaintiff: FIRST INSURANCE COMPANY OF HAWAI`
	`011113 JUDG-FILED H0138 KAUAI COUNTY DISTRIC $10436`
	`Plaintiff: KOA TRADING COMPANY INC`
	`(... remainder omitted in sample)`

TL	`TAX LIENS`
	`---------`
	`Date`
	`Filed Legal Action Document # Document Location Liability`
	`---------------------------------------------------------------------------`
	`010727 STAT-TX-LN 2001116861 HONOLULU BUREAU OF C $90375`

	`COLLATERAL COUNTS`
	`-----------------`

	`Company has 4 UCC filings with 4 collateral item(s).`
	`Collateral consists of: HEREAFTER ACQUIRED PROP`

	`UCC DETAILS`
	`-----------`

	`Date`
	`Filed Legal Description Document # Document Location`
	`------------------------------------------------------------`
	`030520 UCC-FILED 3128833 4 SEC OF STATE DELAWAR`
	`EQUIP HEREAFTER ACQUIRED PROP UNDEFINED 3128833 4`
	`000214 UCC-FILED 0000431915 SEC OF STATE TEXAS`
	`EQUIP UNDEFINED 0000431915`
	`(... remainder omitted in sample)`

BK	`BANKING INFORMATION`
	`-------------------`
	`GE CORPORATE PLUS`
	`2180 SOUTH 1300 EAST`
BS=	`SALT LAKE CITY UT 84106`
BT=	`801-483-2678`
	`Rating: G`
	`Opened: 120495 Closed: 100301`
	`UNDISCLOSED`

	`Rating: N`
	`Opened: 090196`

	`KEY FACTS`
KF	`---------`
SC=	`SIC`
	`Code Description`
	`--------------------------------`
	`3674 - SEMICONDUCTORS & RELATED DEVICES`
EM=	`Employees: A - 1 - 5`
	`Business Type: C - CORPORATION`

	`Customers:`
	`Square feet:`

	`Officers:`
	`---------`
	`MANAGER - SMITH, DAVE`
	`- HERNANDEZ, BARBARA`
	`- LEE, ALISON`

IQ	`INQUIRIES`
	`---------`
	`Date --- #Inquiries previous 9 months ---`
	`SIC Description 1 1 2 3 4 5 6 7 8 9`
	`----------------------------------------------------------------`
	`0405 0 0 0 1 0 0 0 0 0`
	`1867 CRED CARD 0405 0 0 0 0 0 0 0 1 0`
	`2900 GENERAL 0405 0 0 0 0 1 0 0 0 1`
	`(... remainder omitted in sample)`
	`TOTAL 0405 0 0 0 1 2 1 0 1 1`

	`Two-digit tags shown to the left in the above sample without the accompanying`
	`"=" or "/" prefix or suffix search indicators are display-only codes.`

BASIC INDEX [top]

SEARCH SUFFIX	DISPLAY CODE	FIELD NAME	INDEXING	SELECT EXAMPLES
None	None	All Basic Index Fields	Word	S ALII(W)SUPPLY
/CO	CO	Company Name¹	Word	S ALII(W)SUPPLY/CO
/DE	None	Description of Business	Word	S ATHLETIC(W)GOODS/DE

¹Searchable in the Basic Index and in the Additional Indexes.

ADDITIONAL INDEXES [top]

SEARCH PREFIX	DISPLAY CODE	FIELD NAME	INDEXING	SELECT EXAMPLES
None	AL	Attachment Liens
None	AN	DIALOG Accession Number
None	AP	Additional Payments
BA=	None	Bank Name	Phrase	S BA=GE CORPORATE PLUS?
BC=	None	Creditor Category	Phrase	S BC=AIR TRANS
None	BK	Banking Information
None	BR	Bankruptcy
BS=	None	Bank State	Phrase	S BS=GA
BT=	None	Bank Telephone Area Code	Phrase	S BT=404
None	BU	Bulk Transfers
BY=	None	Bank City	Phrase	S BY=ATLANTA
BZ=	None	Bank Zip Code	Phrase	S BZ=85003
CO=	CO	Company Name¹	Phrase	S CO=PEARSALL GROUP?
CY=	CY	City	Phrase	S CY=MACON
EM=	EM	Number of Employees	Phrase	S EM=F
None	ES	Executive Summary
None	GD	Government Disbarred
None	GF	Government Financials
None	HI	Payment History
None	IQ	Inquiries
None	JD	Judgements
None	KF	Key Facts
NO=	NO	Experian Company Number	Phrase	S NO=000006904
PC=	PC	Primary SIC Code	Phrase	S PC=3949
PD=	PD	Extract Date	Phrase	S PD=19910801
SC=	SC	Standard Industrial Classification (SIC) Code	Phrase	S SC=3949
ST=	ST	State	Phrase	S ST=GA
None	SX	Standard & Poor's Text
TE=	TE	Telephone Area Code	Phrase	S TE=912
None	TL	Tax Liens
None	TO	Payments Totals
None	TP	Trade Payments
None	TR	Payment Trends
None	UC	UCC Filings
UD=	None	Update	Phrase	S UD=199206W4
ZP=	ZP	Zip Code	Phrase	S ZP=31201

LIMIT [top]

Sets and terms may be limited by Basic Index suffixes, i.e., /CO, /DE (e.g., SELECT S S5/CO).

SORT [top]

SORTABLE FIELDS	EXAMPLES
CO, CY, EM, NO, PC, ST, TE, ZP	SORT S13/ALL/ST/ZP PRINT S5/5/1-24/CO

RANK [top]

RANK FIELDS	EXAMPLES
All phrase- and numeric-indexed fields in the Additional Indexes can be ranked.	RANK ZP S3 UD is not available for Rank

REPORT OPTIONS [top]


Output can be displayed in table format. REPORT codes with field lengths in parentheses are listed in the Search Options tables. Default table width is 72 characters; use SET H 132 to set maximum table width.	REPORT S2/CO,PC,SA/ALL

USER-DEFINED FORMAT OPTIONS [top]


User-defined formats may be specified using the display codes indicated in the Search Options tables.	TYPE S3/CO,TE/1-5

PREDEFINED FORMAT OPTIONS [top]

NO.	DIALOGWEB FORMAT	RECORD CONTENT
1	--	DIALOG Accession Number
2	--	Header (includes Company Name, Street Address, City, State, Zip Code, Extract Date, Telephone Number, and Experian Company Number), Executive Summary, Payment Trends, and Key Facts
3	Short	Header and Key Facts
4	--	Header and Executive Summary
5	Long	Full Record except Standard and Poor's Text
6	--	Company Name and Section Headings
7	--	Header and Public Record
8	Medium	Header and All Payment Information
9	Full	Full Record
K	--	KWIC (Key Word In Context) displays a window of text; may be used alone or with other formats

DIRECT RECORD ACCESS [top]

FIELD NAME	EXAMPLES
DIALOG Accession Number	TYPE 0006904/5 DISPLAY 0074483/CO,ZP PRINT 0301964/5

Rates [top]

Rates For File: Experian's Business Credit Profiles[547]
Cost per DialUnit:                 $5.31
Cost per minute:                   $1.95
Report Elements                    $0.45
Rank Elements                      $0.00
ALERT (default)                    $6.85
ALERT (Monthly)                *   $6.85
ALERT (Biweekly/twice a month) *   $6.85
ALERT (Weekly)                     $6.85
ALERT (Daily)                  *   $6.85
ALERT (Calendar weekly)        *   $6.85
ALERT (Intraday)               *   $6.85
* = custom scheduled Alerts only
ALERT Number of included prints        0

Format    Types   Prints
     1    $0.00    $0.00
     2   $39.75   $39.75
     3    $2.39    $2.39
     4   $34.45   $34.45
     5   $47.86   $47.86
     6    $0.27    $0.27
     7   $10.55   $10.55
     8   $39.75   $39.75
     9   $47.86   $47.86
KWIC95    $0.00       NA
KWIC96    $0.00       NA

REDIST/COPY Multiplier Table:

      Range      Multiplier
        1-2       1.00
       3-25       1.50
     26-100       3.00
    101-200       4.00
    201-500       6.00
   501-1000       8.00
 1001 or more    10.00

ARCHIVE Multiplier Table:

      Range      Multiplier
       1-25       1.50
     26-200       3.00
    201-500       6.00
   501-1000       8.00
 1001 or more    10.00

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