Bluesheet Contents     PDF version

File Description [top]

Experian's Business Credit Profiles, contains the payment history, bankruptcy, tax and legal history, UCC filings, and banking relationships, as well as key facts such as Standard Industrial Classification (SIC) codes, sales ranges, and more for over 11 million public and private U.S. businesses.

Experian^® is a global information solutions company that has both business and consumer data. This information is drawn from impartial, third-party sources, and the data is continually verified to ensure accuracy.

Tips [top]

Subject Coverage [top]

Experian's report may contain the following information:
Executive summary: gives a quick overview of a business’ credit behavior, so you can determine whether or not you need to see more details. The DBT (days beyond terms) and predicted DBT express Experian’s estimation of a company’s potential risk in a single number.
Trade payments: provides a timely and accurate view of a business’ credit performance. Each tradeline represents a unique credit relationship.
Additional payments: includes payment experiences on non-trade accounts, such as leases and bank loans. Also listed here are tradeline data that has not been updated within three months.
Payment totals: summarizes the totals for continuously reported and newly reported tradelines.
Payment trends: uses continuously reported tradelines to indicate changes in payment behavior over the previous six months.
Payment history: represents a 15-month analysis of the payment trends.
Public Record information: presents details of bankruptcies, tax liens and judgements. Experian currently maintains national public record coverage.
UCC Details: Lists the top 10 most recent Uniform Commercial Codes (UCC), including original, amendments or terminations; most recent are displayed first.
Inquiries: summarizes all inquires made on the subject.
Standard and Poor’s Data (S&P): Audited financials are an important indicator of the financial health of publicly held companies. This report provides comprehensive S&P information on the publicly held companies.

Print Counterparts [top]

• None

Dialog File Data [top]

Database Content [top]

• Numeric Data

Document Types Indexed [top]

• Directories

Geographic Coverage [top]

• US Only

Geographic Restrictions [top]

• None

Special Features [top]

• ERA Available
• Graduate Education Program
• KWIC and HILIGHT Available
• DIALOG Alert Available
• REPORT Available

DialIndex/OneSearch Categories [top]

Contact [top]

Terms and Conditions [top]

For Dialog's Redistribution and Archive Policy, enter HELP ERA online. The following terms and conditions also apply.

Experian grants the user the limited right to use the information contained in the Experian Database for the user's own internal use in connection with a business credit transaction and not for resale or redistribution to third parties. Experian's express written permission is required before any portion of this information may be copied or otherwise disseminated to third parties. Experian reserves all right, title, and interest in and to the Experian Database, which is protected under United States copyright laws as well as under international conventions. User is referred to Dialog's published Terms and Conditions for additional restrictions on use of the information contained in the Experian Database.

Experian does not warrant the comprehensiveness, completeness, accuracy, or adequacy for any particular use or purpose of the information contained in the EXPERIAN Database. EXPERIAN EXPRESSLY DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, AS TO ANY MATTER WHATSOEVER, INCLUDING ANY WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE WITH REGARD TO THE TRW DATABASE. EXPERIAN SHALL NOT BE RESPONSIBLE FOR ANY LOSS OR DAMAGE CAUSED AS A RESULT OF THE USE OF THE INFORMATION CONTAINED IN THE TRW DATABASE. YOUR RIGHT TO USE THE INFORMATION CONTAINED IN THE TRW DATABASE IS CONDITIONED UPON YOUR ACCEPTANCE OF THOSE RESTRICTIONS ON USE, DISCLAIMERS WARRANTY AND LIMITATIONS OF LIABILITY.

SAMPLE RECORD [top]

BASIC INDEX [top]

¹ Searchable in the Basic Index and in the Additional Indexes.

ADDITIONAL INDEXES [top]

SORT [top]

RANK [top]

REPORT OPTIONS [top]

USER-DEFINED FORMAT OPTIONS [top]

PREDEFINED FORMAT OPTIONS [top]

DIRECT RECORD ACCESS [top]

Rates [top]

Rates For File: Experian's Business Credit Profiles[547]
Cost per DialUnit:                 $7.20
Cost per minute:                   $2.95
Report Elements                    $0.58
Rank Elements                      $0.00
ALERT (default)                    $9.50
ALERT (Monthly)                *   $9.50
ALERT (Biweekly/twice a month) *   $9.50
ALERT (Weekly)                     $9.50
ALERT (Daily)                  *   $9.50
ALERT (Calendar weekly)        *   $9.50
ALERT (Intraday)               *   $9.50
* = custom scheduled Alerts only
ALERT Number of included prints        0

Format    Types   Prints
     1    $0.00    $0.00
     2   $57.00   $57.00
     3    $3.50    $3.50
     4   $48.00   $48.00
     5   $67.00   $67.00
     6    $0.40    $0.40
     7   $15.00   $15.00
     8   $57.00   $57.00
     9   $68.00   $68.00
KWIC95    $0.00       NA
KWIC96    $0.00       NA

REDIST/COPY Multiplier Table:

      Range      Multiplier
        1-2       1.00
       3-25       1.50
     26-100       3.00
    101-200       4.00
    201-500       6.00
   501-1000       8.00
 1001 or more    10.00

ARCHIVE Multiplier Table:

      Range      Multiplier
       1-25       1.50
     26-200       3.00
    201-500       6.00
   501-1000       8.00
 1001 or more    10.00